Rancho Cucamonga and Alta Loma real estate and homes for sale in California - Dan and Carol Kirksey, REALTORS® Dan and Carol Kirksey REALTORS(r) for Rancho Cucamonga and Alta Loma, California real estate - NUMBER1EXPERTS™ Dan and Carol Kirksey NUMBER1EXPERTS(tm) for Rancho Cucamonga and Alta Loma, California real estate
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Dan and Carol Kirksey, REALTORŪ, real estate agents and broker for Rancho Cucamonga and Alta Loma California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?

A 
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Dan and Carol Kirksey, REALTORŪ, real estate agents and broker for Rancho Cucamonga and Alta Loma California home listings, property and land for sale - NUMBER1EXPERT(tm)

Dan and Carol Kirksey
Windermere Inland Empire Realty

9849 Foothill Blvd. Suite G
Rancho Cucamonga
CA 91730
909-481-0656
800-221-SELL (7355)
Fax: 909-481-4693
danandcarol@thekirkseys.com

Dan and Carol have been real estate professionals for over ten years. They bring to this business a solid background of management and finance that services their clients well in today's complex real estate market. In addition to their real estate licenses, they also hold a broker's license.

Equal HousingMLSREALTOR


Windermere Inland Empire Realty real estate and homes for sale in Rancho Cucamonga and Alta Loma California

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