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KNOWLEDGE
"I have purchased 3 homes; when I go for 4 I will be using the Kirkseys!"
Mr. And Mrs. Root, Rancho Cucamonga
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Dan and Carol Kirksey are some of
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As top Rancho Cucamonga and Alta Loma REALTORSŪ, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the Rancho Cucamonga and Alta Loma area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in Rancho Cucamonga and Alta Loma, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...
Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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What is a "smart home"?
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| A |
A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies. |
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- NUMBER1EXPERTS™ 
