Rancho Cucamonga and Alta Loma real estate and homes for sale in California - Dan and Carol Kirksey, REALTORS® Dan and Carol Kirksey REALTORS(r) for Rancho Cucamonga and Alta Loma, California real estate - NUMBER1EXPERTS™ Dan and Carol Kirksey NUMBER1EXPERTS(tm) for Rancho Cucamonga and Alta Loma, California real estate
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Dan and Carol Kirksey, REALTORŪ, real estate agents and broker for Rancho Cucamonga and Alta Loma California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 909-481-0656.


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Mortgage Prequalification: Rancho Cucamonga and Alta Loma California home buying, real estate listings, and homes for sale in San Bernardino County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Rancho Cucamonga and Alta Loma REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >FHA Advisory

If you are in default on an FHA-insured mortgage, and the lender intends to foreclose, you should know about the Mortgage Assignment Program. You will have to provide certain information to the FHA to apply for this program.

To be considered eligible for assistance, the home must your principal residence. You must be at least three full payments behind on the mortgage, and the reason for your failure to make the mortgage payments must be due to circumstances beyond your control, such as unexpected unemployment. The FHA must be reasonably certain that you can resume making the payments at the end of 36 months and that the accrued deficiencies will be paid back before taking over the loan.

The Veteran's Administration also has a mortgage assistance program for those who have VA mortgages.

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Real Estate Trivia
Q 
What information does nearly every state in America require the seller of a home to reveal to the buyer?

A 
Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Dan and Carol Kirksey, REALTORŪ, real estate agents and broker for Rancho Cucamonga and Alta Loma California home listings, property and land for sale - NUMBER1EXPERT(tm)

Dan and Carol Kirksey
Windermere Inland Empire Realty

9849 Foothill Blvd. Suite G
Rancho Cucamonga
CA 91730
909-481-0656
800-221-SELL (7355)
Fax: 909-481-4693
danandcarol@thekirkseys.com

Dan and Carol have been real estate professionals for over ten years. They bring to this business a solid background of management and finance that services their clients well in today's complex real estate market. In addition to their real estate licenses, they also hold a broker's license.

Equal HousingMLSREALTOR


Windermere Inland Empire Realty real estate and homes for sale in Rancho Cucamonga and Alta Loma California

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