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All agents are NOT alike! Find out why we are top real estate experts. Call us: 909-481-0656.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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at one time. Download TripleCalc now. It's free. |
Dan and Carol Kirksey are some of
The Top Selling Real Estate Experts™
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Read What People Are Saying About Us We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
APPRECIATION
"We couldn't have done it without you!"
Jerry & Monica Brumfield, Fontana
CARING AND RELIABLE
"I would recommend you to anyone for selling or buying a home."
Sharyl Webb, Alta Loma
KNOWLEDGE
"I have purchased 3 homes; when I go for 4 I will be using the Kirkseys!"
Mr. And Mrs. Root, Rancho Cucamonga
ON MY SIDE
"Words cannot express the true thanks I give to you."
Susan Meier, Alta Loma
PUT AT EASE
"We were treated as if we were special."
Jacklene Cowan, Occupation
THE EXTRA MILE
"You are the most hard working sales persons I have known."
Joe Florez, Fontana
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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| A |
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
