Rancho Cucamonga and Alta Loma real estate and homes for sale in California - Dan and Carol Kirksey, REALTORS® Dan and Carol Kirksey REALTORS(r) for Rancho Cucamonga and Alta Loma, California real estate - NUMBER1EXPERTS™ Dan and Carol Kirksey NUMBER1EXPERTS(tm) for Rancho Cucamonga and Alta Loma, California real estate
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Dan and Carol Kirksey, REALTORŪ, real estate agents and broker for Rancho Cucamonga and Alta Loma California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 909-481-0656.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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APPRECIATION
"We couldn't have done it without you!"
Jerry & Monica Brumfield, Fontana
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Dan and Carol Kirksey are some of The Top Selling Real Estate Experts™
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Testimonials: Rancho Cucamonga and Alta Loma California home buying, real estate listings, and homes for sale in San Bernardino County, CA
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

APPRECIATION
"We couldn't have done it without you!"

Jerry & Monica Brumfield, Fontana
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CARING AND RELIABLE
"I would recommend you to anyone for selling or buying a home."

Sharyl Webb, Alta Loma
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KNOWLEDGE
"I have purchased 3 homes; when I go for 4 I will be using the Kirkseys!"

Mr. And Mrs. Root, Rancho Cucamonga
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ON MY SIDE
"Words cannot express the true thanks I give to you."

Susan Meier, Alta Loma
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PUT AT EASE
"We were treated as if we were special."

Jacklene Cowan, Occupation
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THANKS FOR ALL YOUR GUIDANCE
"Not all people do their jobs with such kindness and personal care."

Melinda & Dennis Endricks, Chino Hills
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THE EXTRA MILE
"You are the most hard working sales persons I have known."

Joe Florez, Fontana
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Tell us how We're doing! 

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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?

A 
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Dan and Carol Kirksey, REALTORŪ, real estate agents and broker for Rancho Cucamonga and Alta Loma California home listings, property and land for sale - NUMBER1EXPERT(tm)

Dan and Carol Kirksey
Century 21 Experience

9849 Foothill Blvd. Suite G
Rancho Cucamonga
CA 91730
909-481-0656
800-221-SELL (7355)
Fax: 909-481-4693
danandcarol@thekirkseys.com

Dan and Carol have been real estate professionals for over ten years. They bring to this business a solid background of management and finance that services their clients well in today's complex real estate market. In addition to their real estate licenses, they also hold a broker's license.

Equal Housing MLS REALTOR


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